Background: Cognitive Behavior Therapy (CBT) is known to help in decreasing the psychological distress and enhancing psychological well-being in among adolescents. CBT can perhaps also be used to ameliorate known cognitive distortions in adolescents with high psychological distress.Objective: To study the impact of Cognitive Behavior Therapy (CBT) on Psychological Distress and Psychological Well-being among Adolescent students. Sample & Methods: Pre and Post experimental design study was carried out with the total sample of 200 adolescent students (100 Experimental Group, and 100 Control Group) who had scored high in psychological distress (Depression, anxiety and stress) which was measured by using Depression, Anxiety and Stress Scale developed by Lovibond, S.H. & Lovibond, P.F (DASS, 1995), and low scores on Psychological well-being which was measured by using Psychological Well-being Scale developed by Sudha Bhogale and Indira Jai Prakash (PWB Scale, 1995). Results: In this study it was hypothesized that Cognitive Behavior Therapy will have a positive impact on Psychological Distress and Psychological Well-being. Cognitive Behavior Therapy was given to the Experimental Group for a period of 14 weeks. Post-test data on Psychological Distress and Psychological Well-being were obtained from both Experimental and Control Groups. Conclusion:Cognitive Behavior therapy can help to partially remediate psychological distress in in adolescents with high psychological distress and improve their psychological well-being. The findings have implications for future intervention studies aiming at improving psychological well-being, dereasing psychological distress other acute psychological disorders.

Urbanization in India has occurred further gradually than in other rising countries and the quantity of the population in urban areas has been only 28 per cent based on the 2001 census. The pace of urbanization is now set to accelerate as the country sets to a more rapid growth. Economic reform has already unleashed investment and development offering its citizens rich opportunities. Surging growth and employment in cities will prove a powerful magnet. 300 million Indians currently live in towns and cities. Within 20-25 years, another 300 million people will get added to Indian towns and cities. This urban expansion will happen at a speed quite unlike anything that India has seen before. It took nearly forty years for India’s town population to rise by 230 million. It could take only half the time to add the next 250 million. If not well managed, this predictable increase in India’s urban population will place enormous stress on the system.

The present paper aims to analyze the inter-state tax structure of the 27 major states of India for the period, 2005 to 2016. The total tax revenues of the Indian states may be divided into two sources: state’s own tax revenues and share in central taxes. It is found that states with low per capita income are reported with relatively high share in the central taxes as compared to the states with high per-capital income. We have measured the annual compound growth rates of states own tax revenues of the various states for the period 2005 to 2016. It is found that states with low per capita income and low fiscal capacity (viz. Arunachal Pradesh, Manipur, Jammu & Kashmir, Nagaland, Bihar, Uttar Pradesh, Assam, Jharkhand etc.) show relatively high growth rates in SOTR as compared to the states with high per capita income and high fiscal capacity (i.e. Maharashtra, Gujarat, Haryana, Goa, Tamil Nadu, Punjab and Andhra Pradesh).

The main objective of this study was to find out the level of stress among 8th standard students. Normative study was used. A sample of 2008 th standard students was selected in Chennai district. Data was analyzed by t-test, F-ration, and correlation co-efficient. Result showed that the level of stress is moderate in nature. Major Finding indicated that there is a negative relationship between stress and academic achievement of the students.

What is an aphorism? A brief statement which encapsulates truth is called aphorism. Aphorism is an umbrella term given to all short narrative forms like proverb, epigram, oracle, adage, maxim etc. The actual word that was used in Ancient Greece to mean what we now think of as an aphorism was called ‘gnome’. Therefore, the aphorism belongs to wider gnomic tradition.

Sangli is the major quality grape growing area in Maharashtra (India) and off late many farmers are cultivating grapes of wine variety. Grape wine making is gradually picking up in Sangli district since last ten years. In 2001 Government of Maharashtra announced a comprehensive ‘Wine Policy’, after that wineries are started in Sangli district. Maharashtra Industrial Development Corporation (MIDC) has established two wine parks in Maharashtra, one is at Palus near Sangli and the second is at Vinchur near Nashik. For the last thirty years, grape has acquired dominance in the agricultural economy of the district. The main aim of the present paper is to study the development and problems of industry in the Sangli District of Maharashtra. The Primary and secondary data are used for the present study. Wineries are not uniformly located in the study area. Unstable price of wine and unavailability of local market for wine are the major problem of this industry. This study suggests that government should take necessary action to guard the investors of wine industry.

The present study was explored to find the emotional intelligence of secondary school teachers. A simple random sample of 300 secondary school teachers working in Hyderabad district was selected. Emotional Intelligence Scale developed by Anukool Hyde, Sanjyot Pethe and Upinder Dhar (2005) was employed for data collection. Data was analyzed by ttest. Findings showed that there exists a significant difference in emotional intelligence of secondary school teachers with respect to gender and educational qualification. Results also indicated that there is no significant difference in emotional intelligence of secondary school teachers based on marital status, age and teaching experience.

In this paper an attempt has been made to study on life style pattern of PG Students of AWU vijayapur. Now-a-days women are very cautious about their beauty. they are spending more time and more money to their life style.

This report discusses the market potential of an Industrial Chemical Product – MENTHOL in India. It is very old product but still gaining remarkable popularity in developed and developing countries. The product is quite versatile and finds applications in number of industrial and consumer items.

The internet has become all pervasive in the lives of young people and the primary aim of the study is to examine the relationship between youth and the internet with a particular focus on the purpose for which youth is using internet. With the fast development of the internet the use of computer and other communication devices changed greatly. Youth are primary users of such services. This study presents data on the Internet use, and factors associated with utilization of the Internet among a sample of youths aged 15 to 30 years.

Business undertaking is conceivably the most ideal approach to keep capable staff, advance inventiveness, and ideally utilize organization assets. Enterprise endeavor in business today incorporates an assortment of ideas which include: distinguishing and cultivating representatives who have intrapreneurial attributes, building up an intrapreneurial procedure taken after by association wide scattering of data in regards to the procedure and creating advancement through compensating intrapreneurial conduct. In India, a large portion of the organizations work stable organizations productively, yet what is missing is building up another business from the thought arrange through to innovative work and effective commercialization. The associations ability to develop is enormously decreased in light of the inability to distinguish, bolster and energize imaginative thoughts which can be swung out to effective plug items and administrations. Workers who feel that their imaginative thoughts are not given due acknowledgment quit their business to begin ventures of their own. With India, turning into a favored goal of MNCs, and the economy extending, pulling in and holding ability is a wellspring of upper hand. The need of great importance is for individuals who are makers as opposed to devotees. One highlight of the association that advances business endeavor is that it energizes and effectively actualizes enough innovative plans to make an overflow of productive open doors for every one of its representatives. This paper talks about the development of the idea of business endeavor, past investigations and view purposes of specialists, the requirement for intrapreneuship, the advantages of enterprise endeavor to the organization and representatives, few instances of fruitful business endeavor in associations and the intrapreneurial situation in the Indian setting.

Ayurveda is the perfect science or Knowledge of life, is believed to be the oldest treatment method which evolved around 6000 B.C in India. Ayurvedic Education is one part of course of medical education monitored by Health Science Universities. Ayurvedic medical college libraries are plying vital role in research and developmental activities in such deciplains because students, teachers and researchers actively seek current information through various media available in the libraries.

Story telling is a hoary human art. It is certain that stories of some sort were told as soon as man became articulate. They were the accounts of action and adventure and incidents of experience and they served to amuse, entertain and educate people. We find stories in the Bible, the Apocrypha, the Talmud, in the hymns of Rigveda, Upanishads, and the epics, in Panchatantra, the Hitopadesha, the Sukasaptati, the Dashakumara Charita, the Katha-Saritsagara and the Vetalpanchavimshati, and the Buddhist Jataka. tales, Aesop’s Fables, Arabian Nights, the Decameron of Boccaccio and the Canterbury Tales of Chaucer.

It has been found that the presence of copper in water affects the populations of fish even in very low doses. Metals such as copper and zinc can leach into water from the mining industry, via storm drains and from agricultural run-off from fields. Although levels of these metals are monitored in water, at such low levels as 2 parts per billion they are considered almost too insignificant to worry about. However recent research has discovered that even at extremely low levels copper will disrupt the sense of smell of fish preventing them from detecting predators or recognizing their eggs. High levels of copper in humans can cause diarrhoea, stomach cramps, and vomiting.

The present study attempts to study the status of use of computer by teachers in senior secondary schools. Fifty teachers were selected from five schools randomly. The result reveals that computers were available for students, teachers and administrative staff and also for library. It was found majority of teachers spend less than five hours on computers per week. They did not get sufficient time to use computers. The study revealed that the teachers were quite apprehensive about the use of computer in their teaching, but they are looking forward to the challenge. The teachers use computer for their teaching and for recreational purposes. The teachers felt that the use of computer is partially integrated in the studies of their institution.

Present development has been occurring in Indian organizations to expand the deals and brand mindfulness for their items. The organizations take bunches of activities to change the state of mind of their shoppers. This paper will give bits of knowledge to organizations about the customer experience and view of Reliance Jio in India. The present situation in which we are living is technological era. The universe of media transmission has been changed. Prior it was utilized to send instant message just, now we can send pictures, sound, video and appreciate by utilizing whatsapp and face book delivery person. As per sources, Jio - setting another record has procured 1,000 customers for each moment since September 05, 2016 and 6 lakh for every day."Jio keeps on being the quickest developing organization on the planet and has crossed 50 million supporters in record 83 days". In May 2016, Jio propelled a heap of sight and sound applications on Google have as influence of its up and coming 4G services. The applications are My Jio, Jio TV, Jio Chat Messenger, Jio Music, Jio 4GVoice, Jio Xpress News, Jio Security, Jio Drive, Jio Money Wallet. With the improvement of innovation, the shopper inclination is changed starting with one individual then onto the next. To satisfy purchasers, Telecom enterprises are putting forth number of cell phone systems and furthermore give cost free services to fulfill their customers.

In recent years, Information and technology witnessed significant development throughout the world and India is not an exception. These developments had changed consumer’s satisfaction level also. This is evidential by the increasing popularity of online shopping and increase in the share of online shopping in the small town market. A costumer buys goods and services from a seller over the internet without any intermediary services. This research has been based on the primary data collected from 50 respondents in Pudukkottai town who have purchased the products and services through online mode. Customer satisfaction is eminent topic in several fields like marketing, consumer research and psychology. Internet has been constantly gaining importance nowadays. The number of people preferring internet for their day to day activities also keeps on increasing. The main barrier in the process of online shopping is the purchasing pattern. Another main drawback of this contravention is security or privacy and trust & reputation, which may affect customer confidence, which can be damage for web based vendors. Therefore online vendors can assure their consumers by offering personal information privacy protection policy and guarantee for transaction security by improving their technological system.

Radio has been very effective for disseminating information to all types of audience. Radio plays a vital role in our modern society. The present study is limited to the usage of radio among rural women in Karnataka State. For the spatial coverage the selection of sample respondents have been made from thirty districts of Karnataka State. 60 villages and 1800 respondents have been chosen for this study which has been conducted using survey method. Concludes with mass media sources of communication are intended to create mass awareness about new and improved technologies and also create a favorable psychological climate for their widespread adoption. The schedule of the programmes of radio on different issues may be brought to the notice of the common people of the locality.

Research and development is very essential process for the development of any field or any subjects. Research invents the new technologies and new techniques to face the old problems. It also bring in light the current and future problem and reveal the new areas of research. One research can begat the another research. Application of new researches can bring the development and prosperity to society and nation. So government and UGC has inspired the academic persons to work in the area of research. As the library is knowledge centre of any institute, librarian has great responsibility to evoke, inspire, and support the process of research. Library is acquired with the all type of resources like primary data, secondary data and tertiary data. So as per subject need and person need librarian should maintain requirement of subjects as well as academic persons (researcher) and should meet the both ends to complete the circle of research. Librarian should arrange all the library services skillfully by keeping the research person and research process in centre. There should not any delay for retrieval of information and library management should be like that. Proper guidance of Librarian can induces the accurate research skills in the research persons.

Information technology has revolutionized the world now as never before. The benefits accrued from the synergy of knowledge and Information Technology need not be restricted to the higher strata of the society but have to liberally flow to all segments of the female population. IT sector is considered to be no-discriminating. It is considered to be an equal opportunity employer for both men & women. IT are powerful tools for women to use to overcome discrimination, achieve full equality, well being and participation in decisions that impact the quality of their lives and the future of their communities. Women can use technology to successfully build personal confidence & self-esteem that has wider implications in womens live. The aim of this paper is to show the position of women in newly emerging areas of information technology and to examine the different ways in which IT has benefited women in terms of employment. This paper also examines the effects of IT in rural area.

The modern knowledge society demands for information literate citizens who can successfully handle the information overload. Information literacy is the vital process in the modern changing world. The role of educators in the modern digital era is training students to find, evaluate and use information. It a responsibility of higher education institution to prepare the students capable to face the challenges posed by the modern knowledge society. Students at undergraduate level needs to adapt different skills while learning and among these skills information literacy is recognize as an important skill in higher education. Information literacy means “ability to recognize when information is needed and to locate, evaluate and effectively the information needed” (ALA 1989).

Suicide is a significant, worldwide, public health problem among people. Suicide is the third leading cause of death during late adolescent and early adulthood and the fifth leading cause of years of potential life lost before age 65 in the United States. For young adults attending school and college, suicide is the second leading cause of death. Risk for suicide ideation is greater than for same age counterparts not attending college. The present study was an attempt to investigate the role of depression, hopelessness, anxiety, cognitive rigidity, affective dysregulation, and family environment as predictors of suicide ideation. The sample consisted of 150 female adolescents with age range of 15-17 years from different government schools of Chandigarh. The obtained data was analyzed with stepwise regression analysis. The results revealed that combination of presence of depression, affective dysregulation and lack of moral-religious emphasis in family environment were the potent predictors of suicide ideation among female adolescents.

Contemporary travel writing plays an important role in globalisation. Travel writers document encounters with different cultures across the globe and celebrate differences instead of expressing contempt on what they consider to be a deviation from mainstream culture. While some Western travel writers even today continue to produce travel narratives that mimic the colonial forbears, there is another category of travel writers who have abandoned the colonial heritage and embrace cosmopolitanism and pluralism by accepting and recognising cultural differences and values common to all cultures. This paper attempts to show that V.S. Naipaul, a contemporary travel writer has moved from colonial vision to a truly cosmopolitan vision in the last book of the Indian trilogy, India: A Million Mutinies Now. Naipaul has written two travel narratives on India in the past which provoked critical responses from readers and critics alike for his negative portrayal of India. His representation of India is seen as a typical colonial representation of the Third World. However, in the third book, Naipaul changes his stance and attitude towards India and reveals his new cosmopolitan outlook by giving voice to the people, accepting differences in opinions and beliefs and seeing positive growth in the present disorder.

The present study addresses itself to study the effect of Stress on Mental Health of Students selected from different faculties of Gulbarga University. There are 240 students chosen randomly from various Department of Studies of University studying in I and III Sem degree for the year 2016-17. The sample was matched for Stress, educational level, faculty and gender on which Mental Health status was assessed. It was hypnotized that there would be significant differences in Mental Health between different sample sub groups of Stress (high, low), Education level(I and III sem) faculty of study (M.A, M.Sc) , gender (male, female). The scales used in the present study include personal data schedule, Stress scale by (Arun Kumar Singh) and Mental Health inventory by (Jagadish and Srivastava 1998). The data collected on the sample was subjected to statistical analysis like t- test. The study clearly rendered that there are significant differences on Mental Health between different sample subgroups of Stress, education level, faculty and gender.

The present study focuses on the use of Open Public Access Catalogue by the students of Kurukshetra University Kurukshetra. The questionnaire methods were conducted as a tool of collection the data. The data so collected were analyzed and interpreted with the help of MS Excel. All the regular students who belonged to social science departments were locate of the study. All the questionnaires (25 per department) distributed, 88 duly filled in questionnaires were received back with a response rate of 88%. The results revealed that the most of the student’s use the OPAC. Most of 51.13 % respondents used OPAC for search study related materials. The study reveal that both the male and female are used the OPAC. Majority of the respondents search in the OPAC with title and secondly with authors name. It has noted that most of the respondents use the OPAC to identify the availability of document and information and to know the bibliographical details. Its aims to consider the various factor of OPAC usage by such as purposes, problems, search approach, using methods of OPAC and satisfaction with OPAC.

The paper presents the views of people regarding the Indian economy becoming a cashless one. The main motive behind introduction of cashless economy is to curb black money, counterfeit fake currency, fight against terrorism and provide safety against cash robbery. Cashless economy will help to improving the economic growth of our country in the long run. An attempt has also been made to study the rising trend of digital transactions in India over the last few years. The need of the hour is to remain alert towards the negative impact of getting cashless which may lead to downfall of the digital India. The major challenges being faced are cyber fraud, lack of digital illiteracy, indifferent attitude of people, and lack of transparent digital payment system. Therefore, the government and the banking systems must spot the weaknesses involved in cashless transactions and work towards their improvement.

Personal Value is the important factor in human life which more or less have an impact on all the human activities having a variation in temporal, spatial and quantum. The present study aims to investigate whether there is any variation in personal values among secondary school going students according to their habitants. Hence the problem selected for the present study was titled as “Regional Diversities of Personal Values : An Investigation”. Keeping in view whether the localities had any formative effect on personal values what individual possessed, the investigators considered the population of the study taken in case of classified regions divided into six in number on the basis of Geographical climates of West Bengal and a sample of 680 (N=680) secondary school students from all classified regions was considered for study. For in details some descriptive statistics of the measures for the Personal Value Questionnaire (PVQ) had been presented in region-cum-dimension wise to have better analysis. Findings revealed that, localities or habitants were as factors of personal values in a greater extent.

Purpose: To study the effects of Security Risk, Perceived Benefits, Perceived Usefulness, Perceived Ease of use on Customer Trust in MBanking. Design/methodology/approach: The TAM Model by Davis as a theoretical basics, on M-Banking usage. Findings: The results from this study highlights that above factors have an effect on customer trust while M-Banking. There is a strong relationship between all factors and customer trust on M-Banking. Practical implication: Financial institutions should give more focus on Customer Trust. Therefore, Customer Trust needs long-term efforts and care for customer every-time they bank. Meanwhile the risk and security should be improved.

In the present investigation, an attempt has been made to find out the attitude of teachers Doctors (M.S./M.D.) towards teaching. Investigator himself prepared “Teacher Attitude Scale” was used to measure the attitude of teachers towards teaching. The results show that men and women teachers do not differ in their attitude towards teaching. Location of the school, age and level of teaching did not have any influence upon the teachers attitude towards teaching.

The paper revealed that the liver cells were degenerated with necrosis which appeared as focal areas with lymphocytic infiltration, marked cytoplasmic vacualation and fatty degeneration. The affected kidney tissue also exhibited degeneration and dissolution of epithelial cells of renal tubule vacualisation, loss of nuclei, shrunken and ruptured glomerulus at some places.

With declining interest rates and increasing inflation,Indian investors are looking for alternative investment avenues. Mutual funds cater to the needs of different types of investors. A fund that combines a stock component, a bond component and, sometimes, a money market component, in a single portfolio generally goes by the name of balanced or hybrid funds. The objective of the paper is to examine the performance of seven hybrid equity-oriented funds having Asset under Management (AUM) of more than Rupees 10,000crores as on 30th November 2017 from the perspective of risk and return.

The paper focuses on the study of job stress of teacher educators in relation to marital status. The research was carried out on a sample of 200 teacher educators in DIETs of Rajasthan. The random sampling technique was used. The study was a survey method. The data was collected using standardized tool of Occupational Stress Index developed by Dr. A.K. Srivastava & A.P. Singh. Hypotheses were tested using percentage analysis. Analysis of data revealed that there was difference in job stress of married and unmarried teacher educators in DIETs.

In the history of revolutionary struggle for India’s a name that symbolizes radicalism and socialism not only for political independence of a country but also revolution in social, economical and cultural fields to bring about a social transformation along socialist principles for emancipation of humankind and to build a society free from exploitation and oppression is non but Bhagat Singh, whose life was a great saga of sacrifices with higher values and virtues of indomitable courage, commitment and death-defying spirit.

The present investigation was intended to study the relative effectiveness on Achievement in Chemistry at Secondary level through Multimedia Teaching. Pre-test Post-test Equivalent Group design was used. The sample consisted of 70 students from Standard IX, Z.K.M. Higher Secondary School in Theni District, Tamil Nadu. It was found that Multimedia Teaching has significant gain on Achievement in chemistry because; it helps to retain and maintain interest for longer period of time.

The present study was explored to find the attitude towards democracy of professional college students. A random sample of 1000 professional college students was selected studying in 5 districts of Tamil Nadu State. Attitude towards Democracy Scale developed by Dr. G. Vishvanathan & G. Bhuvaneswari was used for data collection. Data was analyzed by t-test and F-ratio. Results revealed that the significant difference mere noticed in attitude towards democracy with respect to gender, type of family, locality of the college, religion, and type of department of professional college students.